All resourcesWorksheet
Simple monthly budget worksheet
One page to plan a month: what's coming in, what's going out, and what's left.
Fill this in at the start of each month, then compare it with what actually happened at the end. Over a few months, your guesses will get much better.
Money coming in
| Source | Expected | Actual |
|---|---|---|
| Sales or services | ||
| Other income | ||
| Total in |
Money going out
| Category | Budget | Actual |
|---|---|---|
| Rent or workspace | ||
| Supplies and inventory | ||
| Marketing | ||
| Software and subscriptions | ||
| Insurance | ||
| Fees and taxes set aside | ||
| Your own pay | ||
| Total out |
What's left
Total in minus total out: ____________
If the number is negative, look at the two biggest lines in "Money going out" first. Small cuts there usually matter more than cutting everything a little.